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Investor Refund Pty Ltd (ABN 59 128 167 199 ) is registered with the Australian Securities and Investment Commission under Authorised Representative number 324990.Investor Refund is an authorised representative of CHPW Financial Pty Ltd AFSL 280201. Investor Refund is a NON ADVISORY service. All information has been prepared without taking into account your objectives, financial situation or needs and you should consider if the information is appropriate for you before making an investment decision. Investor Refund does not make any recommendations as to the merits of any investment opportunity referred to in its emails or its website. You should consider the relevant product disclosure statement before making a decision about the product and seek qualified financial advice if necessary.