About iRefund

iRefund is a 100% Australian owned company who recognises there is a growing number of people who have the desire and capacity to invest themselves without the need to involve a financial advisor.

Many investors would also like to avoid the hefty entry fees that fund managers charge if you invest directly. In some cases these entry fees can be as high as 10% of the value of the investment.

The concept of investors paying "percentage based trailing commissions" on their financial products does not make sense to us where the investor receives little or no ongoing service from a financial advisor. Part of the iRefund Cash Refund Service is to provide investors and policy holders the opportunity to collect and benefit from these percentage based trailing commissions themselves.

How is iRefund different from other discount brokers ?

There a number of reasons to consider iRefund ahead of other discount brokers when either investing in a new investment or nominating a broker to receive the trailing commissions on your existing investments or personal insurance policies -

iRefund -

  • Refunds the trailing commissions generated by your financial products from the first dollar collected (we refund 50% of the commissions collected until your refund amounts to $395, plus 100% of the rest).
  • Cap the amount of trailing commissions we retain for our service to a maximum of $395 pa. 100% of trailing commissions collected in excess of this amount are refunded to you.
  • iRefund are completely transparent. Members can monitor their accumulated commission refund via your individual username and password through the iRefund website.
  • Will refund up to 100% of trailing commissions on financial products
  • Work with all types of financial products including managed investments, personal insurance policies (life, income protection & trauma), superannuation & allocated pension accounts and home loans.
  • Work with all fund managers & insurance companies and have access to any investment in the market
  • Are not aligned with any particular financial service provider, fund manger or insurance company.
  • Have relationships with genuine "fee for service" advisors should you need advice. These financial advisors operate on a "per hour basis" and do not charge entry fees or trailing commissions.
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